Pension Auto Enrolment
Make pensions feel like a benefit, not a burden.
Pension auto-enrolment isn’t optional - it’s a legal requirement for UK employers. But that doesn’t mean it has to be complicated. If you employ anyone aged 22 or over, earning at least £10,000 a year, you must automatically enrol them into a qualifying workplace pension scheme. You’re also responsible for making timely contributions, keeping accurate records, and communicating clearly with your team. It’s a lot to manage, but we make it simple.
Book an HR Consultation
Your data will be processed inline with our privacy policy. We respect your right to privacy and continuously strive to ensure that all data that we collect and store is done so securely and is properly protected.
Why Altum HR
we handle the details so you don't have to.
Our consultants guide you through every step, from scheme setup and eligibility checks to compliance reporting and re-enrolment. We’ll help you avoid penalties, reduce admin, and ensure your people feel supported.
And because pension enrolment is closely tied to payroll, we often deliver this service alongside our Payroll support. That means fewer errors, better integration, and a smoother experience for everyone involved.
Whether you’re a small business or scaling fast, Altum HR gives you the tools and advice to stay compliant and build trust with your team
Help your team plan for the future
Every UK employer has a duty to provide access to a workplace pension but not every business has the time or expertise to manage it alone. That’s where Altum HR comes in.
We help you understand your responsibilities, choose the right pension scheme, and keep everything running smoothly. Whether you’re setting up for the first time or preparing for re-enrolment, we’ll guide you through the process with clarity and care.
Pension Auto Enrolment FAQs
Who needs to be auto-enrolled into a workplace pension?
Any employee aged between 22 and State Pension age, earning at least £10,000 per year and ordinarily working in the UK must be automatically enrolled by their employer.
Can employees opt out of auto enrolment?
Yes. Employees can opt out after being enrolled, but they must do so within a specific time frame. Employers must provide clear instructions on how to opt out and what it means for future contributions.
What happens if an employer doesn't comply?
Non-compliance can result in fines and enforcement action from The Pensions Regulator. Employers must meet their duties, keep records and re-enrol eligible staff every three years.
Is auto enrolment required for small businesses?
Yes. All UK employers, regardless of size, must comply with auto enrolment duties - even if they only employ one eligible person.
What is re-enrolment and when does it happen?
Re-enrolment is the process of assessing your workforce every three years to identify eligible employees who have previously opted out. Employers must re-enrol these staff and complete a re-declaration of compliance with The Pensions Regulator.